Home Equity Loan


Take advantage of the value in your home.  Use some of the equity (the difference between the balance you owe on your home and its current market value) to borrow for home improvements, bill consolidation, education expenses, vacations, weddings, and other needs and wants.

You can count on FirstEnergy Choice FCU for an affordable home equity loan that’s tailored specifically for you.  Our Credit Union offers Closed-End, Fixed Rate Home Equity Loans which are ideal for a one-time borrowing need and offer predictable, fixed payments for the term of the loan.  We also offer Home Equity Line of Credit Loans that are best for ongoing borrowing needs like a series of home improvements, college tuition or credit reserve for unexpected expenses.

Optional Debt Protection is available and could help protect your loan balance or loan payments against death, disability, or involuntary unemployment.